Property Basics
RFO vs. pre-selling
Compare timing, turnover, cash flow, and how quickly you need to use the property.
Read guide →For Overseas Filipinos
Buying property in the Philippines while you are abroad.
A practical starting guide for OFWs and overseas Filipinos who want to compare projects, organize documents, understand common financing paths, and coordinate the next steps from overseas.
Start Here
Organize the decision before the paperwork.
Exact requirements vary by developer, financing route, buyer profile, and property. Treat this as a planning checklist, then confirm the current requirements for the exact unit.
1
Define your goal
Future home, family use, rental investment, or long-term property holding.
2
Set the budget
Know the total price range and the monthly cash flow you are comfortable carrying.
3
Choose a financing path
Compare cash, bank financing, and available housing-finance options that may apply to the selected project.
Buying From Overseas
Questions to prepare before speaking with a property specialist.
- Which project and unit type are you considering?
- How much can you allocate for reservation, equity, and monthly payments?
- Will you buy alone or with a spouse/co-borrower?
- Do you expect to use bank financing, Pag-IBIG/HDMF if available, or cash?
- Can you travel to the Philippines if a document requires personal appearance?
- Would you need a representative or Special Power of Attorney for part of the process?
What SIGMA can help organize
- Project and location comparison
- Current inventory request
- Sample computation request
- Initial financing-path discussion
- Document checklist coordination
- Handoff to the appropriate developer/property team
This page is general property-purchase guidance, not legal, tax, immigration, or lending advice. Current developer and lender requirements should be confirmed before you commit funds.
Useful Guides
Read the topic that matches your next question.
Financing
Pag-IBIG vs. bank financing
Understand the questions to compare before choosing a financing route.
Read guide →Airport Property
Buying a condo near NAIA
Think through access, intended use, tenant profile, and long-term convenience.
Read guide →Ready to compare actual projects?
Tell SIGMA where you are based, your preferred project or location, budget, purpose, and target timeline.